Loan interest rate - within 20% per year overdue interest rate : loan interest rate + within 3% (The maximum legal interest rate is within 20.0% per year)
Contract Period
Minimum 12 months ~ maximum 33 months
Payment method
Monthly payment of principal amount and interest
Loan additional fee
No Handling fees, other fees, advance payment charge
Eligible Visa
E9,E7,F2,F4,F5,F6
상품안내 : 전월세 대출
대출대상
전월세 계약서가 있는 고객
대출 연령
만 20세 ~ 만 60세
대출한도
최대 4천만원
대출금리
대출금리 : 연 20.0%이내 / 연체금리 : 대출금리+3%이내(법정최고금리 연20.0% 이내)
Loan interest rate - within 20% per year overdue interest rate : loan interest rate + within 3% (The maximum legal interest rate is within 20.0% per year)
Contract Period
Minimum 12 months ~ maximum 24 months
Payment method
Monthly payment of principal amount and interest
Loan additional fee
No handling fees, other fees, advance payment charge
Eligible Visa
All foreigners
상품안내 : 자동차 대출
대출대상
- 자동차를 소유하고 있는 고객 - 자동차를 구매하려는 고객
대출 연령
만 20세 ~ 만 55세
대출한도
최대 2000만원이내 (시세기준:담보100%/ 구매시 110%)
대출금리
연 20%이내 (연체금리 : 대출금리+연3%이내, 법정최고금리 20%이내)
기간
비자 만료기간이내
상환방식
원리금 균등분할상환
대출부대비용
중도상환수수료 없음 담보권설정비용(등록세, 지방교육세 등 담보권설정에 직접 필요비용)
담보권해지비용(담보권해지에 직접 필요비용)발생할 수 있음
대출자격 비자
상관없음
Car Loan
Eligible to loan
- Clients who own or plan to purchase a car
Eligible age
From 20 ~ 55 years old
Loan limit
Up to 20 Million won (Price basis: Mortgage 100% / Purchase 110%)
Loan interest rate
within 20% per annum (overdue interest rate: loan interest rate + within 3% per annum, within the legal maximum interest rate of 20%)
Contract Period
Within visa expiration period
Payment method
Repayment in equal installments of principal and interest
Loan additional fee
1. No Early Repayment Fee 2. Security right establishment cost (registration tax, direct necessary expenses for security right establishment such as local education tax.
3. Security right termination cost (costs directly necessary for security right termination) may occur
Eligible Visa
Any visa
상품안내 : 부동산 담보대출
대출대상
- 전국 소재 아파트, 빌라, 다세대, 도시형오피스텔소유하고 있는 고객 - 소득/재산/부채 증빙 가능자
대출 연령
만 20세 ~ 만 80세
대출한도
LTV 90%, 최대 5,000만원 이내
대출금리
연 20%이내 (연체금리 : 대출금리+연3%이내, 법정최고금리 20%이내)
기간
비자 만료기간 이내, 최대 60개월
상환방식
만기일시상환
대출부대비용
중도상환수수료 없음 담보권설정비용(등록세, 지방교육세 등 담보권설정에 직접 필요비용)
담보권해지비용(담보권해지에 직접 필요비용)발생할 수 있음
대출자격 비자
상관없음
Real estate mortgage
Eligible to loan
Foreigners who own apartments, houses, villas, and multi-family houses
Eligible age
From 20 ~ 80 years old
Loan limit
LTV90%, up to 50 Million won
Loan interest rate
within 20% per annum (overdue interest rate: loan interest rate + within 3% per annum, within the legal maximum interest rate of 20%)
Contract Period
Within visa expiration period, up to 60 months
Payment method
Bullet Repayment
Loan additional fee
1. No Early Repayment Fee 2. Security right establishment cost (registration tax, direct necessary expenses for security right establishment such as local education tax.
3. Security right termination cost (costs directly necessary for security right termination) may occur